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How Does E-Currency Work

Online HYIPs need a payment channel to funnel in the cash quickly so they can get to work on their investments to make a profit. The most widely used E-Currency program used as a payment processor for HYIPs is Liberty Reserve. Liberty Reserve may be new to you as a payment processor, so let's talk about how to set up an account, how to use the account, and how to secure it.

The initial setup of your Liberty Reserve account is about as standard as any site registration can get. You go to the Liberty Reserve site, click on create an account, read through the user agreement and accept it, and then enter your contact details. Unlike other sites where you didn't care much about what your password was, and just wanted to be able to remember it, your "passphrase" on your Liberty Reserve account is the most important step. You want to create something that's not in any dictionary, contains a combination of letters and numbers, and cannot be "guessed" by your contact information. You can also use a virtual keyboard (that Liberty Reserve provides) that allows you to click the keys instead of typing it out to prevent any viruses from picking up on your passphrase. Choosing a good password is a very important step to the security of your online moneymaking.

You fund your account by using an Exchange Service. An exchange service will convert your bank transfer, check, or money from other payment processors and for a fee deliver Liberty Reserve to your account. Liberty Reserve has a list of their recommended exchange services on their site.

Keeping abreast of the virus protection and updates on your computer is important when you're using an Liberty Reserve account. Identity theft is something you should be afraid of. It means that the bad, smart guy can use specific tricks to get your passwords, logins, and other sensitive information - which, of course, can include access to your e-currenty accounts. You should always use Firefox to log in, which has been proven to be a much more secure browser than Internet Explorer. Always run periodic virus scans to pick up keyloggers and trojans, and change your passphrase often, especially if you get IP change warnings from Liberty Reserve. All of these are strong ways of keeping your money and your account safe from hackers and scammers.

Now that you know the basic gist of HYIPs, let's dive into how you can get to making money through these High Yield Investment Programs. We touched on it a little bit in the introduction to HYIP article, but the ins and outs of HYIPs and how to make money off of them requires a little more substance to the entire process. Here are some tips that you should keep in mind when you're preparing to dive into the HYIP world.

As mentioned in the previous article, make sure you don't invest money that you can't afford to lose. Do some number crunching to prepare a budgeted allotment of money that you know you won't become homeless or have the power cut off if you lose. It's a general rule with any investment, but it holds true even more so in the HYIP world. Another way you can lose your money real quick besides the investments going bad is having someone gaining access to your account and running it dry. With any account that involves money, you should have a strong password linked to it, and change it often. It's just an added layer of protection that you need to make sure your money is secure.

Don't expect the entire process to be piece of cake. Putting your money into a program you spent seconds choosing and then forgetting about it all, hoping to see millions in your account month later is most certainly a bad strategy. You will have to find out a lot and keep track of your current progress to switch programs if any of them performs bad.

Next, don't be greedy with how much money you can make. You're already going to make more than a yield with a bank, so why push it when it comes to how much a certain HYIP pays out in returns? If a return rate is much higher than others, it's usually a red flag and you may want to avoid it. Be sure to do your homework about any and all HYIPs that you join. There are sites all over the net that specialize in which programs are running well. Also, before you join any program, be sure to read the terms and conditions of the site in great detail. If you don't know what you're getting into, you won't know if something's wrong until your money is gone.

HYIP - High Yield Investment Programs

If you've searched around the Internet for different ways to make money online, there's no doubt that you've come across the term "HYIP". You might have just skipped it and paid it no mind, but if you're reading this article right now, you must have questioned what the term encompasses. HYIP stands for "High Yield Investment Programs", which covers all programs, offline and online, that are used to invest money to receive a higher yield than you would normally get at a bank.

But that doesn't necessarily mean that it's a safe and solid investment. Look to HYIPs as more like gambling than an investment, and only use money that you can afford to lose. HYIPs basically take the investments of their members and invest them as a whole into more standard investments, including stocks, high yield bonds, foreign exchange trading (FOREX), or other programs. It works almost like a loan to the creator of the HYIP in which they pay you back with the profits that they gain on your money, kind of like interest on your principle.

HYIP online programs have different interest payment terms, and you need to know all the rules before you join up with one. They can either pay a daily percentage, which is usually in the range of 1 to 10%, weekly, which can pay anywhere from 5 to 50%, and monthly, which can pay anywhere from 20 to 200%. Make sure that you find one that meets your needs in terms of profit gains, such as if you're doing it short term or long term. Studying all the site information, including the FAQ, the terms and anything else you may come across is a good idea if you want to know what's happening with your hard-earned dollars.

Starting off with an HYIP online is simple, since all you have to do is register with them and then deposit some money into your HYIP account using the payment processor that they outline. The profits are paid out to the same processor to streamline the process.